LACMA members can access excellent rates on medical malpractice coverage and learn more about the exceptional risk management services, free practice management support, added business and personal insurance coverages, and other benefits that CAP offers. Call 800-356-5672, email MD@CAPphysicians.com, or request an instant quote today!
Superior Medical Malpractice Coverage
Celebrating 50 Years of Physician Success
The Cooperative of American Physicians, Inc. (CAP) proudly celebrates 50 years of delivering exceptional medical malpractice coverage and practice solutions to support physician success.
Founded in 1975 by a small group of California physicians, CAP was established to address the escalating costs of medical malpractice coverage. Fifty years later, 13,000 physicians statewide rely on CAP to protect their practices every day.
As one of California's largest medical malpractice coverage providers, CAP is a long-time supporter of the Los Angeles County Medical Association and is committed to helping physicians sustain successful and profitable practices.
Medical professional liability coverage is provided to CAP members through the Mutual Protection Trust (MPT), an unincorporated interindemnity arrangement organized under Section 1280.7 of the California Insurance Code. Members pay assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make an Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement.